My summer posting hiatus is almost up. In the meantime, here’s a good read:
https://www.linkedin.com/pulse/wells-fargos-avalanche-dennis-adsit?trk=mp-author-card
Dennis beat me to the punch here. 5,300 people (at least) doing something wrong is not some individual act of malfeasance, Lucky Patcher for Android. They only did it because a) they were encouraged/incented to or b) they had little or no fear of getting caught and punished for gaming the system. That is the product of culture.